Simple and hassle free loan processing with minimum turnaround time
Loans up to 90% of cost of property based on eligibility
Pre-approved loans available as per requirement with no hidden charges
Term Loan secured against residential properties
Home Loan Eligibility Criteria
Capital First provides home loans to a wide variety of customers. In order to check your home loan eligibility, you can use our home loan eligibility calculator. Housing loan eligibility requires that you meet some basic criteria. The home loan eligibility criteria are:
Salaried and Self Employed Professionals Sole proprietors and Partnership Firms Minimum age requirement is 23 years at the time of taking the loan and maximum 70 years or retirement at the time of maturity Clear record in terms of past loans and statutory payments.
Good credit rating score in credit bureau Minimum 3 years in business with a positive net worth (for Self-employed) or 3 years work experience (for Salaried individuals) Micro, Small and Medium Enterprises